TOEIC Listening Part 3 — Soal
Bacaan
Woman: Hi Mark, it's Sarah from Apex Solutions. I'm calling regarding the revised terms we discussed last week.
Man: Ah, Sarah, yes. I’ve reviewed the document. There are a couple of points I wanted to clarify, specifically concerning the coverage limits for international excursions.
Woman: Understood. We want to ensure the policy is comprehensive. For the executive package, we've proposed an increased deductible, but in return, the annual premium remains quite competitive. We believe it offers significant value, especially considering the robust protection details.
Man: I see. And how does this revised structure integrate with our existing corporate travel insurance policy for employees traveling domestically? We need seamless execution.
Woman: That's precisely what we aimed for. The new policy is designed to complement your current plan, offering enhanced benefits for international trips without complicating the existing framework. We can walk through the integration points if you like?
Soal
What is the woman's proposal for the executive package?
Pilihan
- A. A reduced premium with a higher deductible
- B. A competitive premium with an increased deductible ✓
- C. Enhanced benefits with a lower annual cost
- D. Complete overhaul of the existing travel insurance policy
Jawaban
B. A competitive premium with an increased deductible
Pembahasan
📖 Terjemahan teks bacaan — Sarah menelepon Mark dari Apex Solutions mengenai persyaratan yang direvisi yang didiskusikan minggu lalu. Mark menyebutkan bahwa dia memiliki beberapa poin yang ingin diklarifikasi mengenai batas pertanggungan untuk perjalanan internasional. Sarah mengusulkan bahwa untuk paket eksekutif, mereka telah mengusulkan peningkatan biaya deductible, tetapi premi tahunan tetap cukup kompetitif.
📝 Alasan memilih jawaban — Sarah secara eksplisit menyatakan, "For the executive package, we've proposed an increased deductible, but in return, the annual premium remains quite competitive." Pernyataan ini secara langsung mendukung jawaban yang benar, yaitu "A competitive premium with an increased deductible".
💡 Tip saat ujian — Untuk Bagian 3, perhatikan pertanyaan tentang proposal atau perubahan yang diajukan oleh pembicara. Dengarkan baik-baik apa yang mengikuti kata kerja seperti 'propose', 'suggest', 'recommend', 'offer'.
📊 Analisis pilihan jawaban salah — X) A reduced premium with a higher deductible — Sarah menyebutkan 'premi kompetitif' (competitive premium) sebagai imbalan atas peningkatan deductible, bukan penurunan premi. X) Enhanced benefits with a lower annual cost — Teks tidak secara eksplisit menyatakan bahwa manfaat ditingkatkan, juga tidak menyebutkan biaya tahunan yang lebih rendah. X) Complete overhaul of the existing travel insurance policy — Percakapan tersebut membahas beberapa ketentuan polis asuransi perjalanan yang ada, bukan perombakan total.