TOEIC 聽力 Part 3 — 題目

段落

Woman: Hi Mark, it's Sarah from Apex Solutions. I'm calling regarding the revised terms we discussed last week.
Man: Ah, Sarah, yes. I’ve reviewed the document. There are a couple of points I wanted to clarify, specifically concerning the coverage limits for international excursions.
Woman: Understood. We want to ensure the policy is comprehensive. For the executive package, we've proposed an increased deductible, but in return, the annual premium remains quite competitive. We believe it offers significant value, especially considering the robust protection details.
Man: I see. And how does this revised structure integrate with our existing corporate travel insurance policy for employees traveling domestically? We need seamless execution.
Woman: That's precisely what we aimed for. The new policy is designed to complement your current plan, offering enhanced benefits for international trips without complicating the existing framework. We can walk through the integration points if you like?

閱讀完整段落 →

題目

What is the woman's proposal for the executive package?

選項

  1. A. A reduced premium with a higher deductible
  2. B. A competitive premium with an increased deductible ✓
  3. C. Enhanced benefits with a lower annual cost
  4. D. Complete overhaul of the existing travel insurance policy

正確答案

B. A competitive premium with an increased deductible

解析

📖 文章翻譯 — 女: 你好，Mark，我是 Apex Solutions 的 Sarah。我打電話是關於我們上週討論過的修訂條款。
男: 啊，Sarah，是的。我已經看過這份文件了。有幾點我想釐清，特別是關於國際旅遊的保障上限。
女: 了解。我們希望確保保單是全面的。針對 executive package（貴賓方案），我們建議提高自負額，但相對地，年保費仍然非常有競爭力。我們相信它具有相當大的價值，特別是考量到穩固的保障細節。
男: 我明白了。那...
📝 答案解析 — 正確答案是「A competitive premium with an increased deductible」（具競爭力的保費，但自負額提高）。對話中，女性明確提到「For the executive package, we've proposed an increased deductible, but in return, the annual premium remains quite competitive.」（針對貴賓方案，我們建議提高自負額，但相對地，年保費仍然非常有競爭力。）這直接對應了選項。
💡 應試技巧 — 聽到問句後，立即鎖定關鍵字「executive package」，然後快速掃描選項中的「premium」（保費）和「deductible」（自負額）相關描述，並仔細聆聽它們之間的關聯性（提高/降低，具競爭力/昂貴）。
📊 錯誤選項分析 —
A) A reduced premium with a higher deductible（降低的保費，但自負額提高）— 對話中提到保費「remains quite competitive」（仍然非常有競爭力），並未說明降低。
C) Enhanced benefits with a lower annual cost（增強的福利，但年成本較低）— 對話中並未提及福利增強，且強調的是「increased deductible」（自負額提高）換取具競爭力的保費，而非總體成本降低。
D) Complete overhaul of the existing travel insurance policy（對現有旅遊保險政策進行全面性改革）— 對話僅聚焦於 executive package 的部分條款修訂，並未提及對整個政策進行全面改革。

相關題目