TOEIC 聽力 Part 3 — 題目

段落

Woman: Hi Mark, it's Sarah from Apex Solutions. I'm calling regarding the revised terms we discussed last week.
Man: Ah, Sarah, yes. I’ve reviewed the document. There are a couple of points I wanted to clarify, specifically concerning the coverage limits for international excursions.
Woman: Understood. We want to ensure the policy is comprehensive. For the executive package, we've proposed an increased deductible, but in return, the annual premium remains quite competitive. We believe it offers significant value, especially considering the robust protection details.
Man: I see. And how does this revised structure integrate with our existing corporate travel insurance policy for employees traveling domestically? We need seamless execution.
Woman: That's precisely what we aimed for. The new policy is designed to complement your current plan, offering enhanced benefits for international trips without complicating the existing framework. We can walk through the integration points if you like?

閱讀完整段落 →

題目

What is the trade-off mentioned for the executive package?

選項

  1. A. Higher premium for lower deductible
  2. B. Increased deductible for a competitive premium ✓
  3. C. Reduced coverage limits for added benefits
  4. D. Simpler framework for a higher annual cost

正確答案

B. Increased deductible for a competitive premium

解析

📖 文章翻譯 — 女: 你好馬克，我是 Apex Solutions 的莎拉。我打電話來是關於我們上週討論過的修訂條款。
男: 啊，莎拉，對。我已經看過文件了。有幾個地方我想釐清，特別是關於國際旅行的保險額度限制。
女: 了解。我們希望確保保單是全面的。對於 executive package，我們建議提高自負額，但相對地，年保費仍然相當有競爭力。我們相信它提供了顯著的價值，特別是考慮到強健的保障細節。
男: 我明白了。那....
📝 答案解析 — 正確選項是「Increased deductible for a competitive premium」（提高自負額以換取具競爭力的保費）。對話中，女方明確提到「For the executive package, we've proposed an increased deductible, but in return, the annual premium remains quite competitive.」，這句話直接點出瞭解換的關係：提高自負額（increased deductible）以換取較低的年保費（competitive annual premium）。
💡 應試技巧 — 聽到「trade-off」、「in return」、「but」、「however」、「on the other hand」等表達交換或對比關係的詞語時，務必特別注意其後連接的內容，這通常是題目的關鍵資訊。
📊 錯誤選項分析 — X) Higher premium for lower deductible — 選項與文中提到的「increased deductible」及「competitive premium」相反。
X) Reduced coverage limits for added benefits — 文中並未提及減少保險額度，而是強調「robust protection details」作為 executive package 的一部分。
X) Simpler framework for a higher annual cost — 文中未提及保單架構的簡化，且保費被描述為「competitive」，而非「higher annual cost」。

相關題目